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NFIB Partner Disclaimers

MSC

NFIB Member Benefits are offered by third-parties through contractual arrangements with the NFIB Member Services Corporation, a wholly-owned subsidiary of NFIB, or one of its affiliated agencies. Neither NFIB nor any of its subsidiaries or affiliated agencies is providing any products or services to you and they shall not be responsible for any claims or losses relating to the use of the NFIB Member Benefits.

MSC Insurance Agency of Tennessee, LLC

Membership does not mean automatic approval for insurance or services.

FedEx

Shipping discounts include a 5% discount available when you create shipping labels for eligible shipments on fedex.com or with another approved FedEx electronic shipping solution. FedEx shipping discounts are off standard list rates and cannot be combined with other offers or discounts. Discounts are exclusive of any FedEx surcharges, premiums or special handling fees and are not available to package consolidators. Eligibility for discounts subject to FedEx credit approval. FedEx First Overnight®, FedEx SameDay®, FedEx® International Next Flight, FedEx International First®, FedEx International Priority DirectDistribution®, FedEx® 10kg Box, FedEx® 25kg Box and FedEx International MailService® not included. Eligible services subject to change. FedEx, FedEx Express, FedEx Ground and FedEx Home Delivery are registered trademarks of FedEx. (c)2011 FedEx. All rights reserved.

FedEx Office discounts: 20% off color and black & white copies and printing. Black & white copy discounts are applied to 8-1/2” x 11”, 8-1/2” x 14” and 11” x 17” prints and copies on 20-lb. white bond paper. Color copy discounts are applied to 8-1/2” x 11”, 8-1/2” x 14” and 11” x 17” prints and copies on 24-lb. laser paper. FedEx Office discounts also include up to 10% on select other services. Discount does not apply to outsourced products or services, office supplies, shipping services, inkjet cartridges, videoconferencing services, equipment rental, conference room rental, Sony® PictureStationTM, gift certificates, custom calendars, holiday promotion greeting cards, or postage. This discount cannot be used in combination with volume pricing, custom-bid orders, sale items, coupons or other discount offers. Discounts and availability are subject to change. Not valid for services provided at FedEx Office® Print and Ship Center locations in hotels, convention centers and other non-retail locations.

* New customers with new account numbers only. Eligible customers must be a current member of a participating organization in the FedEx Advantage program. Limited time offer. While supplies last. To qualify, make the required number of eligible shipments using the specified FedEx account number by May 15, 2014. Choose from the following FedEx®; services for shipments originating from the U.S.: FedEx First Overnight®, FedEx Priority Overnight®, FedEx Standard Overnight®, FedEx 2Day®, FedEx Express Saver®, FedEx Ground®, FedEx Home Delivery®, FedEx International Priority®, FedEx International Economy®, FedEx International Ground®, FedEx 1Day® Freight, FedEx 2Day® Freight, FedEx 3Day® Freight, FedEx International Priority® Freight and FedEx International Economy® Freight. Limit 1 gift per account number. Please allow up to 4-6 weeks to receive your American Express® Gift Card.

TransFirst, formerly Solveras

NFIB membership does not mean automatic approval for a merchant account.

Dell

ALL ORDERS ARE SUBJECT TO APPROVAL AND ACCEPTANCE BY DELL. Offers subject to change and may not be combinable with all other offers. Taxes, shipping, handling and other fees may apply. Valid for new Dell Small Business and Home Office purchases only. Dell reserves the right to cancel orders arising from pricing or other errors.

*2% off Vostro and Inspiron systems; 5% off Latitude, XPS and OptiPlex systems; 10% off Dell Precision workstations. Offers valid for a limited time only and are nontransferable. Offers are combinable with other offers, discounts or coupons. Limit of 5 promotional items per customer. Only valid on select systems purchased through Dell Small Business and Home Office.

*10% off PowerEdge rack and PowerEdge tower servers $1,299 or more. Nontransferable. Offer is combinable with other offers, discounts or coupons. Limit of 5 promotional items per customer. Only valid on PowerEdge rack and PowerEdge tower servers purchased through Dell Small Business and Home Office. Offers valid for a limited time only.

*5% off DT and NB accessories. One coupon per customer. Eligible for association members only. One-time use only. Nontransferable. Limit of 5 promotional items per customer.

AlaCOMP

Dividends cannot be guaranteed and are subject to declaration by the AlaCOMP Board of Trustees. AlaCOMP is a self-insured workers’ compensation program subject to the laws of Alabama including joint and several liability.

MT State Fund

Not all members qualify for coverage, and can be removed from the program based on claims experience.

AGLA

American General Life Insurance Company
American General Center • Nashville, Tennessee 37250-0001

The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life Insurance Company are its responsibility. American General Life Insurance Company does not solicit business in the state of New York.

Policies are subject to conditions and limitations. See an American General Agent for more information

Policies issued by:
American General Life Insurance Company

For Policy Forms AGLA 05AHO, AGLA 08174, AGLA 08ALO, AGLA 09TRM, AGLA 08TRM and Riders AGLA ABR, AGLA 07CHP, AGLA 05AHA REV0308, AGLA 05AHC, AGLA 05AHB, AGLA 05AHG, AGLA 05AHP, AGLA 05AD2, AGLA 08MGP, AGLA EMD-DB, AGLA 04001, AGLA 05AD2, AGLA 20140-1, AGLA PW-A-NL, ICC10 AGLA ABR, AGLA ABR, and state variations.

Insurance

Insurance program availability varies by state. Discounts not available for insurance products except for New West Health Services and NFIB Select from Bluegrass Family Health small group health insurance. Not all products offered in all areas. Membership does not mean automatic approval for insurance or services.

Texas Mutual

Past dividends are not a guarantee of future dividends. The Texas Department of Insurance must approve all dividends.

NFIB Payroll

NFIB membership is required to receive discounts on NFIB Payroll. Payroll, tax filing and HR services provided by BenefitMall; current BenefitMall customers are not eligible for this program.

Home & Auto

Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

PacificSource Health Plans

Savings available exclusively to NFIB members. Actual savings may vary based on group specific characteristics. Policy restrictions may apply. Groups must be domiciled in the state of Montana, although employees may live outside of the state. Contact PacificSource Health Plans for more information on restrictions and availability.

Copyright© 2012 MSC Insurance Agency of Tennessee, LLC (the “Agency”). This NFIB Member Benefit is offered pursuant to a contract that NFIB’s affiliates, including the Agency, have with PacificSource Health Plans (the “Program”). NFIB membership does not guarantee insurance coverage and not all members will qualify for coverage. The Agency is a licensed producer in all states (CA License #0C77420/TN License #47); however, NFIB, its affiliates, and the licensed producers of such affiliates are informing members about this NFIB Member Benefit and are not offering or providing insurance coverage to NFIB members and are not responsible for any claims/losses.

First BankCard

1Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

2Please note in order to keep these great intro rates, payments cannot be dishonored according to the terms, you cannot miss a payment to us more than twice in the previous six months or more than three times in the previous 12 months, or; that remains unpaid 30 days or longer at any time in the previous six months or remains unpaid 30 days or longer more than once in the previous 12 months, or that remains unpaid 60 days or more at any time in the previous 12 months. Please note that intro rates do not apply to balance transfers or cash advances. We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. Payments may be allocated to the lower APRs first. All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only.

3See the Summary of Credit Terms for additional details. See Rewards Terms and Conditions in the Summary of Credit Terms for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.