NFIB Partner Disclaimers

MSC

NFIB Member Benefits are offered by third-parties through contractual arrangements with the NFIB Member Services Corporation, a wholly-owned subsidiary of NFIB, or one of its affiliated agencies.  Neither NFIB nor any of its subsidiaries or affiliated agencies is providing any products or services to you and they shall not be responsible for any claims or losses relating to the use of the NFIB Member Benefits.

MSC Insurance Agency of Tennessee, LLC

This NFIB Member benefit is offered pursuant to contracts that NFIB’s affiliates, including MSC Insurance Agency of Tennessee, LLC (the “Agency”), have with various insurance companies (the “Program”). The Agency is a licensed insurance producer (CA License #0C77420/TN License #47); however, insurance related to the Program is offered through the various insurance companies that have contracted with the Agency and not through NFIB or the Agency.  NFIB membership does not guarantee insurance coverage and not all members will qualify for coverage.

FedEx

Shipping discounts include a 5% discount available when you create shipping labels for eligible shipments on fedex.com or with another approved FedEx electronic shipping solution. FedEx shipping discounts are off standard list rates and cannot be combined with other offers or discounts. Discounts are exclusive of any FedEx surcharges, premiums or special handling fees and are not available to package consolidators. Eligibility for discounts subject to FedEx credit approval. FedEx First Overnight®, FedEx SameDay®, FedEx® International Next Flight, FedEx International First®, FedEx International Priority DirectDistribution®, FedEx® 10kg Box, FedEx® 25kg Box and FedEx International MailService® not included. Eligible services subject to change. FedEx, FedEx Express, FedEx Ground and FedEx Home Delivery are registered trademarks of FedEx. (c)2011 FedEx. All rights reserved.

FedEx Office discounts: 20% off color and black & white copies and printing. Black & white copy discounts are applied to 8-1/2” x 11”, 8-1/2” x 14” and 11” x 17” prints and copies on 20-lb. white bond paper. Color copy discounts are applied to 8-1/2” x 11”, 8-1/2” x 14” and 11” x 17” prints and copies on 24-lb. laser paper. FedEx Office discounts also include up to 10% on select other services. Discount does not apply to outsourced products or services, office supplies, shipping services, inkjet cartridges, videoconferencing services, equipment rental, conference room rental, Sony® PictureStationTM, gift certificates, custom calendars, holiday promotion greeting cards, or postage. This discount cannot be used in combination with volume pricing, custom-bid orders, sale items, coupons or other discount offers. Discounts and availability are subject to change. Not valid for services provided at FedEx Office® Print and Ship Center locations in hotels, convention centers and other non-retail locations.

TransFirst, formerly Solveras

TransFirst, LLC is a registered ISO/MSP of: Wells Fargo Bank, N.A., Walnut Creek, CA, and Synovus Bank, Columbus, GA, for Visa®, American Express® and MasterCard® transactions only.

NFIB membership does not mean automatic approval for a merchant account.

Dell

ALL ORDERS ARE SUBJECT TO APPROVAL AND ACCEPTANCE BY DELL. Offers subject to change and may not be combinable with all other offers. Taxes, shipping, handling and other fees may apply. Valid for new Dell Small Business and Home Office purchases only. Dell reserves the right to cancel orders arising from pricing or other errors.

 

American General Life Insurance Company

American General Life Insurance Company
American General Center • Nashville, Tennessee 37250-0001

Policies issued by American General Life Insurance Company (AGL). Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG).

American General Life Insurance Company does not solicit business in the state of New York.

Policies are subject to conditions and limitations. See an American General Agent for more information.

For important consumer disclosures, visit www.qualityoflifeinsurance.com.

Policies issued by:
American General Life Insurance Company

For Policy Forms AGLA 05AHO, AGLA 08174, AGLA 08ALO, AGLA 09TRM, AGLA 08TRM and Riders AGLA ABR, AGLA 07CHP, AGLA 05AHA REV0308, AGLA 05AHC, AGLA 05AHB, AGLA 05AHG, AGLA 05AHP, AGLA 05AD2, AGLA 08MGP, AGLA EMD-DB, AGLA 04001, AGLA 05AD2, AGLA 20140-1, AGLA PW-A-NL, ICC10 AGLA ABR, AGLA ABR, and state variations.

 

Texas Mutual

Past dividends are not a guarantee of future dividends. The Texas Department of Insurance must approve all dividends.

NFIB Payroll

NFIB membership is required to receive discounts on NFIB Payroll. Payroll, tax filing and HR services provided by BenefitMall; current BenefitMall customers are not eligible for this program.

Home & Auto

Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

First BankCard

Please note, the intro rates do not apply to cash advances. First Bankcard reserves the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. Required minimum payments may be allocated to the lower APRs first. Payment in excess of the required minimum payment will generally be applied to balances with highest APRs first. An introductory balance transfer fee of either $10 or 4% of the amount of each transfer, whichever is greater, for balance transfers made in the first 9 billing cycles. After that, either $10 or 5% of the amount of each balance transfer, whichever is greater. All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only.

1. For additional information about Annual Percentage Rates (APRs), fees and other costs, see the enclosed Summary of Credit Terms.

2. See Rewards Terms and Conditions in the Summary of Credit Terms for details
Cards are issued by First Bankcard, a division of First National Bank of Omaha. MasterCard is a registered trademark of MasterCard International Incorporated

Cards are issued by First Bankcard, a division of First National Bank of Omaha. MasterCard is a registered trademark of MasterCard International Incorporated

Spring Cooperative

This NFIB Member benefit is offered pursuant to contracts that NFIB’s affiliates, including MSC Insurance Agency of Tennessee, LLC (the “Agency”), have with various insurance companies (the “Program”). The Agency is a licensed insurance producer (CA License #0C77420/TN License #47); however, insurance related to the Program is offered through the various insurance companies that have contracted with the Agency and not through NFIB or the Agency.  NFIB membership does not guarantee insurance coverage and not all members will qualify for coverage.

 

SelectSolutions

This NFIB Member benefit (the “Program”) is offered pursuant to contracts that NFIB’s affiliates, including MSC Insurance Agency of Tennessee, LLC (the “Agency”), have with SelectSolutions Insurance Services, LLC (“SelectSolutions”). The Agency is a licensed insurance producer (CA License #0C77420/TN License #47); however, insurance related to the Program is offered through the various insurance companies that have contracted with SelectSolutions and not through NFIB or the Agency. NFIB membership does not guarantee insurance coverage and not all members will qualify for coverage or discounts.
*Workers’ Compensation is not available in the following states: TX, WY, ND, WA and OH

The Hartford

This insurance is underwritten by Hartford Fire Insurance Company and its property and casualty affiliates. In TX, policies are written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property & Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In CA by Sentinel Insurance Company, Ltd. (CA license # 8701) and its property and casualty insurance company affiliates, One Hartford Plaza, Hartford, CT 06155. In WA, by Hartford Fire Insurance Company, Hartford Casualty Insurance Company, Hartford Accident & Indemnity Company, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Sentinel Insurance Company, Ltd. and Hartford Insurance Company of the Midwest.

 

ExxonMobil

*New accounts only. Valid at participating Exxon- and Mobil-branded stations. The promotional period begins on the date your account is approved. Rebates earned will be credited directly to your account(s). Promotional offer valid for applications received by 9/30/2015

**Rebates issued if payment is made in accordance with the terms of the ExxonMobil Fleet Charge Account Agreement, eligible only for members of associations affiliated with BizUnite, a CCA Global Partners Company. Rebates may not be allowed where prohibited by law and apply only to fuel purchases made with the ExxonMobil Business Fleet or Fleet National Card at participating Exxon- and Mobil- branded stations in the U.S. Rebates are not applied at time of purchase — they will appear as an account credit on the same billing statement with your monthly purchases. Please contact ExxonMobil Card Services for further information on available rebates. Rebates can be changed at any time at ExxonMobil’s discretion.

The Exxon and Mobil Logos are trademarks or registered trademarks of Exxon Mobil Corporation or one of its subsidiaries. The ExxonMobil Business Fleet & Fleet National cards are issued by WEX Bank.
Promotional Codes: E7X and E7W

 

United HealthOne Agency

For costs, benefits, exclusions, limitations, eligibility, waiting periods, and renewal terms, call (888) 280-3511 and ask for a product brochure.

 

NFIB Hotel Savings Card

Savings off lowest published hotel rates.

 

WEX

Actual savings on fuel management expenses may vary.

 

Unifirst

Average NFIB member savings compared to competive vendor pricing. NFIB members who are also current UniFirst customrs are eligible to participate in the program within 12 months of current UniFirst contract renewal date.

 

Sprint

Sprint Business (Corporate Liable)

Waived Activ. Fee: Corporate Liable only. Must be NFIB member. Credit approval req. Early Termination Fee (sprint.com/etf): After 14 days, up to $350/line. CL Discount: Avail. for company/org. liable business lines. Tax ID req. to establish acct. Discount subject to change according to the company’s/org.’s agreement with Sprint and is avail. upon request for select monthly svc charges. Discount only applies to Direct Connect Only Plan, Talk 450 and primary line on Talk Share 700; and data svc for Sprint Business Share Plan, Sprint Family Share Pack, Sprint $60 Unlimited Plan and Unlimited, My Way plans. Not avail. with no credit check offers or Mobile Hotspot add-on. CL Port-in Svc Credit: Offer ends: 7/9/2015. $150 port-in credit for smartphones and $100 port-in credit for feature phones and Sprint Phone Connect. CL only. Available online, via telesales, in participating Sprint Stores, and direct & indirect business channels. Purchases from other national retailers are not eligible for svc credit. Requires port-in from an active number (wireless or landline). Must remain active with Sprint Business for 61 days to receive full svc credit. Excludes tablets, USB modems, netbook/notebook computers and dedicated mobile hotspot devices, upgrades, replacements and ports made between Sprint entities or providers associated with Sprint (i.e. Virgin Mobile USA, Boost Mobile, Sprint Prepaid and Assurance), telephone numbers active on Sprint within the previous 60 days, Sprint Discount Program, Seasonal Standby plans, all plans with an MRC $10 or less, Business Freedom plans, M2M plans, special Government plans, and select custom pricing plans. May not be combinable with other offers. Port-in Payment Expectations: Svc credit will appear in adjustment summary section at account level. If the svc credit does not appear on the first or second invoice following the 61st day, visit https://www.sprintportcredit.com and click on “Where’s My Service Credit”.

Sprint Discount Program (Individual liable)

Activ. Fee: May require $36/line Credit approval req. Early Termination Fee (sprint.com/etf): After 14 days, up to $350/line. SDP Discount: Avail. for eligible company employees or org. members (ongoing verification). Discount subject to change according to the company’s/org.’s agreement with Sprint and is avail. upon request for select monthly svc charges. Discount only applies to Talk 450 and primary line on Talk Share 700; and data svc for Sprint Family Share Pack, Sprint $60 Unlimited Plan and Unlimited, My Way plans. Not avail. with no credit check offers or Mobile Hotspot add-on.

BuyBack Program (Business and Individual)

Offer ends 6/30/2015. Limit of 5 returned devices per active mobile number during one 12 month period, 3 per transaction. Phone must be deactivated & all personal data deleted before recycling. Device will not be returned. Credit varies depending on phone condition and valuation. Credit applied to store purchase or account within 3 invoices. Also available at sprintbuyback.com. Trade-in Matching: Price match will require proof of valid national competitor’s trade-in value dated no later than 7 days before the buyback transaction. Proof must be provided at the time of trade-in. Match will be credited within 3 invoices.Other Terms: Offers and coverage not available everywhere or for all phones/networks. Restrictions apply. See store or sprint.com for details. © 2015 Sprint. All rights reserved. Sprint and the logo are trademarks of Sprint. Other marks are the property of their respective owners.

Phillip 66, Conoco & 76

1 Rebates are subject to change at any time without prior notice and are not applicable to aviation fuel, racing fuel, methanol, E85, CNG, Off-Road and Kerosene. Subject to credit approval, new accounts only. This
offer is subject to change without prior notice to you. Rebates are not applied at time of purchase — they will appear as an account credit on the same billing statement with your monthly purchases. Rebates
issued if payment is made in accordance with the terms of the Conoco®, 76® and Phillips 66®Fleet or Universal Charge Account Agreement. Rebates may not be allowed where prohibited by law and apply only
to fuel purchases made with Conoco®, 76® and Phillips 66® Fleet or Universal Card at participating Conoco®, 76® and Phillips 66®branded locations in the U.S.
Phillips 66®, Conoco®, 76® and their respective logos are registered trademarks owned by Phillips 66 Company. © Phillips 66 Company