NFIB State Director Hunter Loggins says Georgia’s leading small business advocacy organization, today voiced strong support for House Bill 1110, legislation that would create a tax credit for small employers that help workers pay for health insurance through Individual Coverage Health Reimbursement Arrangements (ICHRAs).

The measure, also known as the Georgia Small Business Healthcare Affordability Act, would allow small businesses with fewer than 50 employees to receive a tax credit for contributing to employees’ individual health insurance coverage.

“Health insurance is one of the biggest challenges facing small businesses,” Loggins said. “Many small employers want to help their workers with health care but simply cannot afford the cost or paperwork that comes with traditional group plans.”

HB 1110 offers a practical, flexible option that works for both employers and employees, he said.

“This bill encourages small businesses to use ICHRAs, which allow employees to choose the health insurance plan that works best for them, while employers can control costs,” Loggins said. “A restaurant owner in Savannah or a manufacturer in Macon could help cover health insurance expenses without taking on the full burden of a group plan.”

Under HB 1110, eligible employers could receive a tax credit for contributing at least $200 per month toward an employee’s individual health coverage, helping small businesses compete for workers and reinvest in their operations.

“This is a commonsense way to expand access to health coverage while strengthening Georgia’s small business economy,” Loggins said. “HB 1110 supports employers who are trying to do the right thing for their employees, and it deserves serious consideration by lawmakers.”

Rep. Scott Hilton, who introduced the bill, said, “At the end of the day, this bill is about giving small businesses a practical way to help their employees get health coverage without forcing them into a one-size-fits-all plan. The Small Business Healthcare Affordability Act simply gives more Georgia employers an affordable avenue to offer real health benefits and take care of their people.”