Federal Funding Available for Michigan Small Businesses Impacted by Lack of Snow 

Many small businesses, especially those in northern lower Michigan and the Upper Peninsula, that depend on the economic activity around snow sports and related activities have been struggling due to the lack of snow this winter.

The U.S. Small Business Administration (SBA) has made Federal Economic Injury Disaster Loans available to small businesses in 42 Michigan counties that have been received federal drought declarations. Small businesses in these areas may be eligible for emergency loans that offset their business losses if the loss is related to the drought.

Submit applications and find additional disaster assistance information at https://lending.sba.gov. Call SBA’s Customer Service Center at (800) 659-2955 or email [email protected] for more information on SBA disaster assistance.Applicants may also contact the Michigan Small Business Development Center at 1-833-522-0025 or email [email protected]

There are 42 counties covered by four different SBA drought declarations. Where two declarations cover one county, businesses can apply under either declaration. Applicable SBA declarations and relevant deadlines are as follows:

1. Alcona – Drought Declaration #20175, Deadline 9/26/2024
2. Alger – Drought Declaration #20175, Deadline 9/26/2024
3. Alpena – Drought Declaration #20133, Deadline 8/12/2024 OR Drought Declaration #20175, Deadline 9/26/2024
4. Antrim – Drought Declaration #20133, Deadline 8/12/2024
5. Arenac – Drought Declaration #20133, Deadline 8/12/2024
6. Bay – Drought Declaration #20133, Deadline 8/12/2024
7. Benzie – Drought Declaration #20133, Deadline 8/12/2024
8. Charlevoix – Drought Declaration #20133, Deadline 8/12/2024
9. Cheboygan – Drought Declaration #20133, Deadline 8/12/2024 OR Drought Declaration #20175, Deadline 9/26/2024
10. Clare – Drought Declaration #20133, Deadline 8/12/2024
11. Crawford – Drought Declaration #20133, Deadline 8/12/2024 OR Drought Declaration #20175, Deadline 9/26/2024
12. Delta – Drought Declaration #20175, Deadline 9/26/2024
13. Dickinson – Drought Declaration #20209, Deadline 11/27/24
14. Emmet – Drought Declaration #20133, Deadline 8/12/2024
15. Gladwin – Drought Declaration #20133, Deadline 8/12/2024
16. Gogebic – Drought Declaration #18175, Deadline 5/13/2024
17. Grand Traverse – Drought Declaration #20133, Deadline 8/12/2024
18. Gratiot – Drought Declaration #20133, Deadline 8/12/2024
19. Iosco – Drought Declaration #20175, Deadline 9/26/2024
20. Iron – Drought Declaration #18175, Deadline 5/13/2024
21. Isabella – Drought Declaration #20133, Deadline 8/12/2024
22. Kalkaska – Drought Declaration #20133, Deadline 8/12/2024
23. Leelanau – Drought Declaration #20133, Deadline 8/12/2024
24. Luce – Drought Declaration #20175, Deadline 9/26/2024
25. Mackinac – Drought Declaration #20133, Deadline 8/12/2024 OR Drought Declaration #20175, Deadline 9/26/2024
26. Manistee – Drought Declaration #20133, Deadline 8/12/2024
27. Marquette – Drought Declaration #20175, Deadline 9/26/2024
28. Mecosta – Drought Declaration #20133, Deadline 8/12/2024
29. Menominee – Drought Declaration #20175, Deadline 9/26/2024
30. Midland – Drought Declaration #20133, Deadline 8/12/2024
31. Missaukee – Drought Declaration #20133, Deadline 8/12/2024
32. Montmorency – Drought Declaration #20133, Deadline 8/12/2024 OR Drought Declaration #20175, Deadline 9/26/2024
33. Ogemaw – Drought Declaration #20133, Deadline 8/12/2024 OR Drought Declaration #20175, Deadline 9/26/2024
34. Ontonagon – Drought Declaration #18175, Deadline 5/13/2024
35. Osceola – Drought Declaration #20133, Deadline 8/12/2024
36. Oscoda – Drought Declaration #20133, Deadline 8/12/2024 OR Drought Declaration #20175, Deadline 9/26/2024
37. Otsego – Drought Declaration #20133, Deadline 8/12/2024 OR Drought Declaration #20175, Deadline 9/26/2024
38. Presque Isle – Drought Declaration #20133, Deadline 8/12/2024 OR Drought Declaration #20175, Deadline 9/26/2024
39. Schoolcraft – Drought Declaration #20175, Deadline 9/26/2024
40. Roscommon – Drought Declaration #20133, Deadline 8/12/2024
41. Saginaw – Drought Declaration #20133, Deadline 8/12/2024
42. Wexford – Drought Declaration #20133, Deadline 8/12/2024