- Eliminate Essential Health Benefits (EHB) that require small business group plans to cover ten benefits, raising the minimum cost of coverage significantly.
- Allow purchasing of insurance products across state lines. This increases competition among insurance companies and drives health care costs down. It would also give business owners more options to choose plans that best fit the needs of their workforce, instead of being locked into in-state markets.
- Eliminate the Medical Loss Ratio (MLR) that caps profits at 20%, creating an incentive for companies to charge higher rates to increase profits and fuel industry consolidation.
- Allow insurance companies to accurately set the community rating of the population.
Healthcare
Healthcare
Affordable. Flexible. Predictable. Healthcare that works for small business
End Burdensome Regulations and Mandates
Your Chance to Influence
PBM Reform
Tell Congress to Reform PBMs! Contact your elected officials to reform the PBM industry.
Take Action
Featured
Small Business Health Insurance Survey
Health insurance has long been a challenge for small business owners, wheth…
View PDF
House Budget Health Care Task Force Response
NFIB Submits Response to House Budget Health Care Task Force request for in…
View PDF
H.R 5378, the Lower Costs, More Transparency Act
NFIB Key Votes in support of H.R 5378, the Lower Costs, More Transparency A…
View PDF
The Healthcare Transparency Act
NFIB Supports Key Committee’s Legislation – The Healthcare Transparency…
View PDF
