Small businesses have dealt with soaring health care costs and limited options for decades, and Congress has yet to deal with the root of the problem. In a testimony for the record, NFIB’s Tyler Dever, Principal of Federal Government Relations, explores how the health care crisis has affected small businesses, providing members of the U.S. Senate with insight as to why this is such an important issue for small businesses.

Small business owners need affordable and flexible options to continue to grow and operate their business. Premiums for small business owners have increased more than 120% over the past two decades. NFIB outlined several solutions to alleviate skyrocketing costs.

The Custom Health Option and Individual Care Expense (CHOICE) Act allows small business owners to contribute pre-tax dollars to their employee, who can then freely shop on both the private and Affordable Care Act marketplace for health care plans that best suit their families.

Congress can reform and expand Health Savings Accounts (HSAs) to provide relief. Expanding HSA use will allow Americans to save more money for health expenses and emergencies. Enacting legislation to eliminate maximum contribution limits gives small business employees the opportunity to prepare for the future.

Take Action: NFIB’s advocacy efforts are stronger with your voice! Share your experience to help create change in health care reform.