Cliff Ennico is a nationally recognized expert on the legal and financial issues facing startup and small businesses, and the author of eight books on business law and management, including Moneyhunt: 27 New Rules for Creating and Building a Breakaway Business (HarperCollins 1999) and The Moneyhunt Guide to Growing Your Business (Biennix 2000). He is also the author of Forms for Small Business Entities, a best-selling collection of small business legal forms published by West Group. Ennico has law offices in Fairfield, Conn., where he specializes in small businesses and startup companies. He speaks nationwide on legal issues and developments affecting entrepreneurs.

Beth Milito is the Executive Director of NFIB’s Small Business Legal Center. Milito has been with NFIB for 20 years handling legal and regulatory affairs. During her time at NFIB, she has testified before Congress and state legislatures on a broad range of labor issues. Milito is an experienced litigator and educator, having previously worked at the U.S. Department of Veteran Affairs representing hospital management in labor and employment matters in federal agencies and courts.