Career Rewards & Benefits

BLAINE BAMBROUGH

 

“There are even more wonderful things about an NFIB career, starting with the benefits! There aren’t words to describe the peace of mind and the security I feel, knowing that I have my family covered now. The flexibility of this job also helps me to be a better dad and husband.”

-BLAINE BAMBROUGH

Division Manager

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“Above all, I am motivated to succeed by providing an exceptional life for my family. NFIB has given me the flexibility and security to put my family first.”

- Buzz Johnson

Membership Representative

Managing Your Health

HEALTH BENEFITS

NFIB offers a range of medical and health benefits to its employees. Find short descriptions of these benefits below.

MEDICAL INSURANCE

Full-time employees may elect coverage to become effective one month following date of hire for themselves and their eligible dependents. Covered employees contribute toward the cost of providing medical benefits.

DENTAL INSURANCE

Full-time employees may elect dental coverage administered by Delta Dental for themselves and eligible dependents to become effective one month following date of hire. Covered employees contribute toward the cost of providing dental benefits.

VISION INSURANCE

Full-time employees may elect coverage for themselves and eligible dependents in the Vision Plan administered by EyeMed to become effective one month following date of hire. Covered employees pay the full cost of this voluntary plan.

SHORT-TERM AND LONG-TERM DISABILITY INCOME INSURANCE

NFIB provides a basic short and long-term disability income benefit to eligible full-time employees at no cost to the employee. Employees may elect voluntary additional buy-up coverage which is paid for by the employee. The waiting period for this benefit will depend on your position.

EMPLOYEE ASSISTANCE PROGRAM

The EAP provides limited prepaid, confidential and voluntary counseling services, assistance arranging for dependent care and limited legal services. These free services are available to all full-time employees, spouses and dependent children on the first day of employment.

This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

Planning For Your Future

EDUCATION & RETIREMENT BENEFITS
RETIREMENT SAVINGS PLAN

After completing one month of continuous employment, all NFIB employees over age 21 become automatically enrolled in the Retirement Savings Plan with a 3% pre-tax contribution. The deferral percentage automatically increases each January by 1% up to a maximum of 10%. The employee may elect to opt out of automatic enrollment at any time. Employees may elect deferral from 1% to 90% of gross earnings to be allocated to mutual fund investments offered through the plan. The IRS imposes certain limits on the amount that may be contributed each year. The employee directs how the contributions are allocated to each fund. Participants age 50 and older may make catch-up contributions. Employees may make pre-tax and/or ROTH deferrals to the plan as well as after tax contributions.

EDUCATION REIMBURSEMENT

NFIB believes that continuing educational development is important, and will reimburse eligible employees for approved educational expenses from an accredited college or university for a maximum of $3,000 for undergraduate coursework and $10,000 for graduate coursework per year.

Rewards And Recognition

We offer a very competitive compensation and benefits package and realize that you make a difference every day. Every employee has an impact on NFIB’s success. Our Rewards and Recognition program is centered on key organization drivers and behaviors inherent in our mission, vision and core values to acknowledge individual and team performance excellence through awards and recognition, as well as cash incentives.
NFIB also takes pride in the success of our sales professionals and values their accomplishments by taking every opportunity to let them know how much their efforts are appreciated through sales incentives that include trips, awards and recognition and cash bonuses.

Other Employee Benefits

FLEXIBLE SPENDING ACCOUNTS

Full-time employees are eligible to participate in NFIB’s Health Care and Dependent Care Flexible Spending accounts to become effective one month following date of hire. These accounts allow employees to set aside pre-tax money to pay for allowable out-of-pocket healthcare or dependent care expenses saving taxes by reducing taxable income.

BASIC TERM LIFE INSURANCE

NFIB provides basic group life insurance for all full-time employees to become effective one month following date of hire. The benefit is equal to one times the employee’s annual earnings up to a maximum benefit of $50,000. Coverage is provided at no cost to the employee.

SUPPLEMENTAL TERM LIFE INSURANCE

Voluntary supplemental term life insurance is available to full-time employees to become effective one month following date of hire. Insurance coverage for an employee’s spouse and children is also available. The employee pays the full cost of this voluntary benefit.

GROUP ACCIDENTAL DEATH AND DISMEMBERMENT PLAN

NFIB provides group accidental death and dismemberment insurance for 24-hour protection for accidents anywhere in the world, on or off the job, on business, vacation or at home. The amount of coverage provided is dependent on the employee’s position with NFIB. This coverage is provided at no cost to the employee and becomes effective upon date of hire.

VOLUNTARY PERSONAL ACCIDENT INSURANCE

Full-time employees may also purchase additional accident insurance to become effective one month following date of hire to cover the employee and his or her family. The employee pays the full cost of this voluntary benefit.

ADOPTION REIMBURSEMENT

This program was established to assist with the cost incurred in adopting a child and will reimburse eligible employees up to a maximum of $5,000 per calendar year per adoption.

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