Individual and Group Health Plans


The NFIB Health Insurance Exchange can help you shop for alternative Non-Obamacare (Non-ACA) plans coverage options, which you can enroll in outside of this year’s Open Enrollment. In most cases, these plans generally offer:

NON-ACA Term Medical*

  • Up to $1.5 million in lifetime benefits
  • Usually at least half the price as ACA plans
  • Access to Hospitals, Office Visits, Labs, Surgeries
  • Coverage lasts for a specific term but you can opt for automatic re-enrollment
  • Must answer a few simple medical questions
  • NOT available on government healthcare website

NON-ACA Fixed Indemnity

  • Protect your assets against catastrophic loss
  • Hospital, Office Visits, X-Rays, Surgeries
  • Emergency Room Visits
  • NOT available on government healthcare website

Enroll in a Non-Obamacare Plan in Minutes. 
Your Coverage Could Begin as Early as This Month!


 or call 1-888-488-6266



*Term Medical Plans (non-Obamacare plans) are medically underwritten and do not cover preexisting conditions. These plans do not meet the minimum essential coverage requirements under the Affordable Care Act (ACA), and may result in a tax penalty. Contact your tax advisor for more details.

Plans are enrolled by, a division of JLBG Health. Plans are not available in all counties/states. Check website for more details. In some cases we are unable to enroll you in an ACA plan because of contractual agreements. In this case you will be directed to a government website to enroll. Per ACA Presidential Executive order signed Jan 20th, 2017. JLBG/AHIX does not give tax advice. Please consult your tax professional for more details.




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