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Personal Property Replacement Cost Coverage
In the event of a covered loss we will pay the actual cash value for items at the time of loss, then up to the full amount of the cost in today’s market.1
When you insure both your car and your home with Liberty Mutual / Safeco, you qualify for comprehensive protection and additional savings.2
With Accident Forgiveness, your price won’t go up due to your first accident. We offer this benefit if you are accident free and violation free for five years, whether you’ve been with Liberty Mutual Insurance or a prior insurance carrier.3
Better Car ReplacementTM
If your car is totaled, we’ll give you the money for a model that is one year newer.4
1 Optional coverage. Subject to a deductible. May vary by state. 2 Discounts and savings available where state laws and regulations allow. Restrictions apply. 3 ACCIDENT FORGIVENESS NOT AVAILABLE IN CA. Terms and conditions apply. 4 Optional coverage in some states. Availability varies by state. Eligibility rules apply. 5 Your rate is guaranteed for one full year from your effective date. Rate guarantee may not apply if there is a mid-term change in underwriting risk that impacts policy premium.