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How Much Can Your Small Business Save?

It pays to be an NFIB member–literally. Whether you’re thinking about joining or are already a member, here’s a guide to saving up to $5,000 per year.

Click each section below to see how much you can save.

Commercial Insurance

Do you have the right business insurance coverage?


100+ Number of national insurance carriers NFIB Commercial Insurance Solutions offers access to for workers’ comp, business owner’s policy, commercial auto, cyber liability and more. LEARN MORE »


60% of small businesses go out of business within 6 months of a cyber attack. Protect your business with cyber liability insurance. JOIN TODAY »

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Up to 15%

Markel FirstComp logo Up to 15%
Potential pricing credits on workers’ comp insurance.¹

$870+ million

CareWorksComp logo $870+ million Amount saved by Ohio employers in workers’ comp premiums since 1992.

$14+ million

Texas Mutual Insurance Company logo $14+ million Amount returned in dividends to qualifying policyholders since 2003.

Personal Insurance

Is paying insurance premiums one of your biggest pain points?


NFIB Health Insurance Exchange logo $1,756 Amount NFIB members saved on average in 2015 through NFIB’s Health Insurance Exchange.² JOIN TODAY »


63% Portion of small businesses offering ACA coverage who have experienced an increase in per-employee premium costs between mid-2014 to mid-2015.

NFIB members may cut those costs by enrolling in other insurance options, including Term Medical plans, Small Group Plans, and level-funded plans. LEARN MORE »

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Liberty Mutual logo $519 Potential savings per year on auto insurance.³

50 or fewer employees

Spring Cooperative logo 50 or fewer employees
NFIB/Massachusetts members eligible for Spring Cooperative’s employee benefits packages.

Financial Products & Services

Are your payment processing expenses too high?


TransFirst logo $1,192 Average annual savings in 2015 for payment processing expenses with TransFirst.⁴ LEARN MORE »


Over 10,000 Number of NFIB members who trust TransFirst to process their transactions securely and reliably.

Maybe it’s time to follow their lead and get your free savings analysis. JOIN TODAY »

Do you struggle to find access to working capital?


Kabbage logo $100,000 Maximum business line of credit amount NFIB members may qualify for if they apply and are approved by Kabbage Inc. Plus, receive a $200 Amazon electronic gift card within 30 days of qualifying.⁵ LEARN MORE »


26 hours Average amount of time a small business loan applicant spends searching for a business line of credit.

The online lending process can take minutes, not hours. The next time you need a business line of credit, NFIB can help. JOIN TODAY »

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First Bankcard logo 5,000 Bonus points on your first qualifying purchase with a First Bankcard Business Rewards MasterCard®.


NFIB Payroll logo 10% Savings on payroll services.

Up to 15%

WEX logo Up to 15% Savings on fuel management expenses.


Intuit TurboTax logo $15 Discount per TurboTax product purchased, the No. 1 best-selling tax software.

Business Products & Services

Does your small business have high maintenance, repair, and operational supply costs?


MSC Industrial Supply Co. logo 10% Savings on maintenance, repair, and operational supply products from MSC Industrial Supply Co. JOIN TODAY »


Don’t have maintenance and repair needs? No problem! Take advantage of NFIB’s many other valuable discounts on business products and services. LEARN MORE »

Flip for Member Benefits


FedEx logo $3,296 Average amount members save on FedEx Freight.
$264 Average savings for other FedEx shipping services, including FedEx Express and FedEx Ground.


Dell logo $225 Average yearly savings on select Dell computer systems and technology.

20%- 40%

NFIB Hotel Savings Card logo 20% – 40% Savings at over 11,500 hotels.


Fiat Chrysler Automobiles logo $500 Cash allowance NFIB members and their employees recieve on the purchase or lease of most new Fiat Chrysler Automobiles. Plus up to $1,000 in On The Job Incentives.⁶


Sprint logo $828 Average of 19% discount on select regularly priced monthly service.


Office Depot logo 61% Average discount off the MSRP of 3,700 “best value” items.

Are You an NFIB member?


YES If you’re not taking advantage of these benefits, you’re losing out.



NO Start receiving these substantial discounts and savings!



Savings in Action!
Download a cheat sheet that shows all the ways NFIB members save on business expenses.

1 Workers’ Compensation insurance availability dependent on state. Contact Markel FirstComp for more information on availability. Insurance products and services written or provided by subsidiaries and affiliates of Markel Corp. including, but not limited to: Markel Service, Incorporated; Markel Insurance Services; Markel Insurance Company; Markel American Insurance Company; Deerfield Insurance Company; and FirstComp Insurance Company.

2 Figure is based on plans sold from 01/01/2015 to 12/31/2015 compared to what NFIB members reported previously paying. Each member varies and not all members will see savings for their plan.

3 Average annual savings based on countrywide survey of new customers from 01/27/2014 to 01/16/2015 who reported their prior insurers’ premiums when they switched to Liberty Mutual’s group auto and home program. Savings do not apply in MA. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

4 Represents the average annual savings for NFIB members who switched to TransFirst in 2015.

5 Accept this offer at no obligation to take a loan and Kabbage will email you a free $200 Amazon gift card to the email address associated with the qualifying Kabbage account within 30 days of qualifying for a Kabbage line of credit. When you sign up for Kabbage, you will be enrolled in Kabbage’s email marketing, but your information will not be sold. You can choose to be removed from Kabbage marketing emails. Visit for all terms and conditions.

6 Requires proof of 30-day membership prior to purchase or lease of an eligible vehicle. NFIB members, their employees and member and employee household members are eligible. Members and employees only are eligible for one of five OTJ program incentives, which vary depending on model of vehicle chosen. See dealer or visit for allowance and incentive details and eligibility requirements.


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