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What Is Affordable Health Insurance? | NFIB Healthcare Minute

Key provisions of the Affordable Care Act require employers to offer "affordable" health insurance, leaving many to wonder exactly what that means. Determining the affordability of insurance depends on 3 factors: the employee’s gross income, the premium for the lowest cost plan offered by the employer for individual coverage and the employee’s contribution toward that premium. Health insurance is affordable if the employee contribution to the premium does not exceed 9.5% of gross income. For example, the employee contribution cannot exceed $2375 for someone with a gross income of $25,000 per year. Kevin Kuhlman, NFIB Manager of Public Affairs, says

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