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Michael J. Chow is a Senior Data Analyst at the National Federation of Independent Business Research Foundation. He has previously worked for the Office of Economic Policy and Analysis at the Department of Labor and for the President's Council of Economic Advisers. He received a M.Sc. in Econometrics and Mathematical Economics from the London School of Economics and a B.S.E. in Electrical Engineering from Princeton University.
William Dennis, Jr. has directed NFIB’s research foundation since 1976. He has served as president of the International Council for Small Business. Besides managing the research program of the NFIB Research Foundation, his responsibilities include long-term policy planning, policy conferences and annual surveys. He has testified numerous times before congressional committees regarding key small-business issues like availability of credit and health care. Recently he was honored by the Small Business Administration with the Special Advocacy Award, which recognized him as "one of small business' most committed advocates, with considerable expertise in small business research."
Chief Economist for the National Federation of Independent Business since 1971, Dunkelberg is a nationally known authority on small business, entrepreneurship, consumer behavior and consumer credit and government policy. He is also a Professor of Economics at the School of Business and Management, Temple University, where he served as Dean from 1987 through 1994 and as Director of the Center for the Advancement and Study of Entrepreneurship. His prior appointments were at the Krannert Graduate School of Management, Purdue University, the Graduate School of Business, Stanford University and the Survey Research Center at the University of Michigan. He served as an adviser to the secretary of Commerce, and was appointed to the Consumer Advisory Council of the Federal Reserve System in 1989 for a two-year term. He has a B.A., M.A. and Ph.D. degrees in Economics from the University of Michigan.
Dr. Jonathan Scott is an Associate Professor of Finance and has been at Temple University since 1991, serving in the Dean’s office before returning to the faculty in 1996. Prior to joining Temple, he was a senior financial executive at the Federal Home Loan Bank of Dallas. He has taught courses at the undergraduate, MBA, and executive MBA (Philadelphia and Tokyo). Dr. Scott was awarded the 1998 SBM Honors Teacher of the year, 1999 Andrisani-Frank Award for Excellence in Teaching and the 2000 Musser Award for Leadership in Teaching. Dr. Scott’s research activities focus on small business access to credit markets and he is an adjunct scholar with the National Federation of Independent Business Research Foundation. His publications have appeared in Journal of Financial Economics, Journal of Financial and Quantitative Analysis, Journal of Money Credit and Banking, Journal of Banking and Finance, Journal of Economics and Business, Financial Analysts Journal, and Financial Review.
Holly Wade serves as a policy providing in-depth research and analysis on small business policy issues including health insurance and international trade. In addition, she produces the monthly Small Business Economic Trends survey with NFIB's chief economist and other policy related surveys of small business owners. Ms. Wade also serves as a member of the Department of Commerce's Industry Trade Advisory Committee on Small and Minority Business. Previously, Ms. Wade worked for the National Conference of State Legislatures and on a number of political campaigns in Colorado. Ms. Wade has undergraduate degrees in Political Science and Sociology from the University of Washington and a Masters of Public Policy from the University of Denver.
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