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Health Policy

Health Policy

  • Health Insurance Reform in an Experimental Market (1 MB, PDF)

    This study investigates the effects of nine healthcare scenarios on health costs and earnings of companies, as well as the earnings and welfare of their employees in an experimental economy. (March 2009)

  • Rising Costs for Healthcare (1.4 MB, PDF)

    What are the real problems facing the healthcare system in the United States today and how can legislators and policymakers address them? What policy actions must be taken to strengthen a service that touches the lives of every American?

    The purpose of this monograph is to address these issues – to define more clearly the actual problem with the healthcare system. This document also prescribes urgent remedies that must be taken to provide each citizen with a greater sense of security when it comes to their health care, while helping our leaders manage more skillfully a vital component of our economy.

  • The Case Against Mandated Employer-Provided Employee Health Insurance (91 KB, PDF)

    Providing all with health insurance is a social objective. Social objectives are traditionally financed through the ability to pay or when appropriate some type of user fee. The employer mandate is effectively a tax levied without regard to either of the two aforementioned principles, making it unfair by definition. And, that injustice exists whether you believe that the beneficiary ultimately pays this tax in lower compensation, including fewer employment opportunities, or small employers, many of whom are often little better off than those whom they are taxed to subsidize, pay it directly.

  • New NFIB Health-Care Study Released

    At a briefing for Congressional staff in May, NFIB's Research Foundation released the results of its Small Business Health-Care Survey. The survey once again identified cost as the single most important problem facing small-business owners.

  • Administrative Costs of Association Health Plans (277 KB, PDF)

    This NFIB Research Foundation study examined the administrative costs associated with association health plans. It found that their administrative costs are lower than those reported for other small insurance plans and Medicaid plans.

  • Mental Health Parity, The Patient's Bill of Rights and Small Firms

    This paper uses NFIB's Regulatory Impact Model (RIM) to estimate the separate effect of the mandated mental health benefit, which may be a part of the proposed Patients Bill of Rights.

  • Price Sensitivity in Health Care: Implications for Health Care Policy (550 KB, PDF)

    Research on health-care services and insurance markets in the United States, to inform the debate on health-care costs and access.