Member Benefits

 Print  |  E-mail  | -- Font | ++ Font | rss.gif

Voluntary Benefits from American General Life and Accident (AGLA)*

Expand your company’s benefits without increasing your cost

NFIB has leveraged the power of its members to form an exciting alliance with American General Life and Accident Insurance Company. AGLA is a member of the American International Group, the world's largest international insurance and financial-services organization. Together, we make it possible for small-business owners like you to expand your company’s employee benefits without increasing your costs.

As an NFIB member, your employees will have access to an array of supplemental health-insurance products, including AGLA’s PlusCare supplemental health plan specifically designed for NFIB members.

Voluntary benefit coverages available
  • Supplemental medical indemnity insurance
  • Accident insurance
  • Cancer insurance
  • Critical-illness insurance
  • Disability insurance
  • Term life, whole life and universal life insurance
  • Annuities
Employer advantages
  • No direct cost to you (the employer)
  • Simple, easy administration
  • Employee participation is voluntary
  • Greater financial security for your employees and their families
  • Improved employee morale, employee retention and enhanced productivity
Employee advantages
  • Affordable coverage
  • Easy premium payment through payroll deduction
  • Portable coverage under most plans
  • Available to employee’s spouse and family members
  • Complements other existing insurance programs
All you have to do
  • Make the program available to your employees
  • Allow an AGLA representative to arrange group and/or individual meetings with your employees
  • Deduct monthly premiums from payroll and pay monthly premiums directly to AGLA
Advantages of using these programs with a Section 125 plan
  • Employers can save money on payroll taxes**
  • Employees save by paying premiums with pretax funds**

For more information about this program, call (800) 922-6185 and have your NFIB member ID number available. You may also request information by e-mailing voluntarybenefits@aigag.com and providing us with the following information: NFIB member ID, contact name, business name, business address, city, state, ZIP code and phone number.


NFIB member benefits are offered by third parties through contractual arrangements with the NFIB Member Services Corporation, a wholly owned subsidiary of NFIB, or one of its affiliated insurance agencies.

*Insurance program availability varies by state. Discounts not available for insurance products. Not all products offered in all areas. Membership does not mean automatic approval for insurance or services.

**This information should not be construed as legal or tax advice. Consult your tax advisor on specific points of interest.

NFIB membership does not guarantee insurance coverage. Discounts are not available on health-insurance products. Offers are subject to change without notice. American General Life and Accident Insurance Company's programs are not currently available in all states for all classes of business. Individual product contracts determine coverage eligibility and conditions of coverage. Not all members will qualify for coverage.

The underwriting risks, financial obligations and support functions associated with the products issued by American General Life and Accident Insurance Company are solely its responsibility. American General Life and Accident Insurance Company is responsible for its own financial condition and contractual obligations.

 Print  |  E-mail  | -- Font | ++ Font | rss.gif
Smarter Choices for Small Business

Save time, increase productivity and add dollars to your bottom line by taking advantage of these valuable resources from NFIB partners.

If you have benefited from one or more of the NFIB Member Benefit programs and would like to share your story with us please contact us. We may use your story and picture in our promotional materials.