NFIB

Mental Health Parity, The Patient's Bill of Rights and Small Firms
09/04/2001

This paper uses NFIB's new Regulatory Impact Model (RIM) to estimate the separate effect of the mandated mental health benefit, which may be a part of the proposed Patients Bill of Rights (PBOR). While a variety of results come from the RIM model simulations, it is clear that the mandated PBOR will cost jobs, reduce small firm profits and cause additional firms to drop their health insurance. Everyone loses.