What if you could lock in your health insurance rates for up to 3 years?
After enduring double-digit increases on his health insurance premiums for four years, Alan Newman knew he had to find a different kind of health plan.
"I was so tired of worrying about double-digit increases. When I found out I could get locked-in rates with an NFIB Health Plan, I was sold."
-- Alan Newman, owner,
Alpine Boardsports, Phoenix, AZ
|
Newman estimates that his insurance costs have dropped more than 50% since he switched to a high-deductible NFIB health plan paired with a health savings account.
"I’m saving a boatload of money. But the best part of the deal is that I have better coverage and my premium is locked in for three years. I know what my healthcare
costs will be for the next 36 months—
that’s awesome."
-- Alan Newman, owner,
Alpine Boardsports, Phoenix, AZ
|
Tax-Free Savings
In addition to receiving locked-in rates with his HSA plan, Newman learned that the plan’s tax benefits could save him even more money.
The money you contribute to a health savings account and the interest it earns is tax-free, so everything you invest goes directly to taking care of you and your employees. In 2009, any taxpayer with an HSA-compliant insurance plan can contribute up to $3,000 a year ($5,950 for families). Unspent HSA funds roll over to the following year and accrue interest, putting money back into the pockets of small business owners and their employees.
The NFIB Health Plans Call Center was designed to make it easy for busy people. With TeleExpress Member Enrollment, you can build your health plan, enroll over the phone in as little as 15 minutes and be approved in as few as 24 hours.
Plans Tailored to Your Situation
The NFIB Health Plans Call Center offers flexible options with more than 1 million national providers, so you can choose a plan tailored to your situation:
- A traditional, cost-effective PPO plan with up to $25 million in benefits.
- A "lighter" PPO plan with up to $2 million in healthcare benefits.
- A health savings account-eligible insurance plan with up to $25 million in benefits.
Once Newman decided to sign up for an HSA-compatible health plan, it only took him a few minutes to obtain coverage.
"The Call Center representative I spoke with was awesome," Newman says. "It was the easiest time I’ve had buying health insurance in my 20 years of business experience."
"The network with NFIB Health Plans is
so big that I have more options. I’m
getting discounted coverage in a lot of
areas, and my healthcare costs much less than it did before the switch."
-- Alan Newman, owner,
Alpine Boardsports, Phoenix, AZ
|
NFIB membership does not guarantee insurance coverage.
Not available in all states. Call 1-888-488-6266 for availability in your state.
NFIB Member Benefits are offered by third-parties through contractual arrangements with the NFIB Member Services Corporation, a wholly-owned subsidiary of NFIB, or one of its affiliated insurance agencies.
