Bank of America - Business Finance Products

New! NFIB Business Advantage Checking

Get the bank account that’s designed for NFIB members, with 3 months no monthly maintenance fees/service charges¹ and a 6 month free trial period of Easy Online Payroll. You’ll also get:

• a free branded NFIB Business Visa^® debit card
• no monthly maintenance fee/service charge on up to three additional accounts
• free Online Business Suite^® Account Management Service

These bonus offers are only available when you sign up for an NFIB Business Advantage Checking account. So take advantage and apply online now.

New! NFIB Fuel Plus^SM Business credit card

NFIB Fuel Plus Save time, money and gain peace of mind when it comes to employee fuel and auto expenses.

Apply for the no annual fee NFIB Fuel Plus Business credit card today from Bank of America.

• Control and manage your auto expense dollars. The NFIB Fuel Plus Business credit card is designated for automobile-related transactions only.*
• Quickly and easily monitor when and where your employees are spending your dollars for fuel and auto expenses through user-friendly reporting and online banking.
• Earn cash rewards. You earn 1 percent cash back on all your card purchases.

The NFIB Fuel Plus Business credit card gives you the flexibility to add additional cards for your employees with the convenience of one monthly billing statement. As a MasterCard credit card holder you also get rental insurance coverage, roadside service and other valuable travel assistance services. Discover one more way to maximize your benefits as an NFIB member and monitor your bottom line. The only way to get your FUEL PLUS credit card is to  apply online.

Platinum Plus credit cards

Support free enterprise by using the NFIB Platinum Plus credit card and get a low, introductory annual percentage rate from Bank of America.

NFIB Business card with WorldPoints^® Rewards offered in Visa and MasterCard

Simplify the way you do business by using the NFIB Platinum Plus for Business Master Card and Visa.  With no annual fee, a low introductory rate, free cards for your employees and user-friendly online reporting and banking, the Platinum Plus for Business MasterCard and Visa are the better way to do business.

It's all about simplifying the way you do things so you can concentrate on growing your business. It's all about giving you the time to do what you do best. And now, the new NFIB Business Card with Worldpoints rewards gives you an even better way to run your business.

WorldPoints features and benefits:

• Turn your everyday purchases into uncommon rewards with the WorldPoints Rewards for Business credit card
• Enjoy an exciting world of value, convenience and choice
• Earning points is easy while using the card for all your business expenses: inventory, payroll, daily costs-everything.
• Earn one point for every $1 in net retail purchases you make with your WorldPoints Rewards for Business credit card
• Transfer points to and from your personal WorldPoints account and redeem the points earned for yourself, your employees or your business

To access this deal: Call 800-598-8791 and mention priority code UAATCT, or apply online now for a Platinum Plus for Business MasterCard. For the Platinum Plus for Business Visa, call 800-598-8791 and mention priority code UAATB3, or apply online. (Have your NFIB membership number ready.)

Online account access

Great online resource! Review recent charges, statements and payments. Schedule payments for your monthly credit card bills. Enroll today in Bank of America online account access.

NFIB member benefits are offered by third parties through contractual arrangements with the NFIB Member Services Corporation, a wholly owned subsidiary of NFIB, or one of its affiliated insurance agencies.

Bank of America, N.A. Member FDIC

© 2009 Bank of America Corporation. All rights reserved.

1. Easy Online Payroll® monthly payroll service fees are waived during the first 6 months of enrollment. The 6 months free offer for NFIB members is available to new Easy Online Payroll customers only.  Additional fees for exceptions processing and other special services may apply during your free trial period.  If there is no activity on your Easy Online Payroll account for the first 60 days after opening your account, we reserve the right to terminate your payroll service.  After your 6 month free trial is over, monthly fees are automatically charged until you cancel the service. The monthly payroll service fee applies each month you are enrolled, whether or not you use the payroll service. The maximum number of active employees being paid cannot exceed 50. Billing occurs on the last banking day of the month. Additional fees for exceptions processing and other special services may apply. Pricing does not include applicable sales tax.  There is a waiting period of up to 5 business days before you can use direct deposit for the first time.  All direct deposits must be approved 2 banking days before each pay day, by 11pm ET. Easy Online Payroll service requires Internet access, and Internet service provider fees may apply. Not available in Washington or Idaho.

2. After the first 3 months, monthly maintenance fee is waived if you maintain at least one of the following: 1) $15,000 average monthly balance or 2) a $35,000 combined average monthly balance of linked accounts ($10,000 minimum balance and $20,000 combined for ID and WA) . Eligible accounts include Business Advantage, Business Economy Checking, Business Interest Checking, Business Interest Maximizer, Business Investment Account, and business CDs.   In CA Business Checking, Business Advantage, Business Interest Checking, Business Savings, Business Money Market, Business Interest Maximizer, and business CDs. In ID and WA, FirstChoice Business Checking, FirstChoice Business Interest Checking, Business Advantage, Business Interest Maximizer, Linked Business Market Rate Savings, and business CDs.   Otherwise monthly maintenance fee is $29.95.

There are fees associated with the use of this credit card. To request specific information about the costs, you may contact Bank of America, the exclusive issuer and administrator of the Platinum Plus credit card program, by calling 800.847.7378 or writing to P.O. Box 15020, Wilmington, DE 19850. Bank of America and Platinum Plus are service marks of FIA Card Services, N.A. MasterCard and Visa are federally registered service marks of MasterCard International Inc. and Visa USA. Inc.

* The NFIB Fuel Plus Business credit card is designated for automobile-related transactions only as defined by the merchant categories listed below. Please see the NFIB Fuel Plus Business card summary rules that will be sent with your card for additional details and restrictions. This card is intended to be for purchases only. If attempts are made to use this card for any transaction other than purchases, such as a cash advance or balance transfer, the bank may elect to permit or decline the transaction, at their discretion. If permitted, the transaction will be subject to all the cash advance or balance transfer terms in the business card agreement, including any fees. For each retail purchase made with your NFIB Fuel Plus Business card, you will receive 1 percent cash back of the net purchase at the participating merchants listed below. A purchase qualifies for the cash reward if the merchant assigns it to the appropriate merchant category code. Participating merchants include: gas stations, rental car companies, automobile and truck dealers (sales, service, repairs, parts and leasing), used automobile and truck dealers, automotive tire stores, automotive parts, accessories stores, automobile parking lots and garages, automotive repair shops, automotive service shops, car washes, miscellaneous automotive, aircraft and farm equipment dealers, towing services, and toll and bridge fees. The 1 percent cash rewards feature is subject to the terms and conditions of the business cash reward program rules which will be sent to you upon account opening.