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Goals for Small Business Healthcare Reform

The cost of health insurance has been the No. 1 problem facing small businesses for more than 20 years. Skyrocketing costs are simply unsustainable for small business and the country. Small businesses need lower prices, an easier way to shop for insurance and more choices when buying insurance plans.

Take action on healthcare 
Send a message to your Members of Congress telling them to deliver access to quality, affordable healthcare.


Reform must address the 3 C’s: Cost, Choice and Competition


Cost: We must bring down the cost of insurance for small business and their employees. Currently, they pay 18% more for healthcare than big businesses. Creating an equal playing field starts with improving the small group insurance markets.
 
Choice: Small business owners and employees need more choices when shopping for insurance plans. Healthcare reform needs to expand the number of providers and affordable plans available to small businesses and their employees.
 
Competition: Lack of competition makes it easy for insurers and providers to raise their prices. In many states, small business owners have only one or two choices of insurance providers. A recent study shows that in most states, the five largest insurers control 90 percent of the market. We need more competition in the marketplace and access to larger purchasing pools to help lower the costs of insurance for small businesses.

See more details on how our “3 C’s” agenda will bring about meaningful healthcare reform for small businesses.

Read firsthand accounts of small business owners’ struggles with healthcare costs.

Watch Dr. Bob Graboyes, NFIB Senior Healthcare Policy Adviser, discuss the benefits of comparative shopping and health insurance. 


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