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Other Programs

Other Employee Benefits

Flexible spending accounts

Full-time employees are eligible to participate in NFIB’s Health Care and Dependent Care Flexible Spending accounts to become effective one month following date of hire. These accounts allow employees to set aside pre-tax money to pay for allowable out-of-pocket healthcare or dependent care expenses saving taxes by reducing taxable income.

Basic term life insurance

NFIB provides basic group life insurance for all full-time employees to become effective one month following date of hire. The benefit is equal to one times the employee’s annual earnings up to a maximum benefit of $50,000. Coverage is provided at no cost to the employee.

Supplemental term life insurance

Voluntary supplemental term life insurance is available to full-time employees to become effective on month following date of hire. Insurance coverage for an employee’s spouse and children is also available. The employee pays the full cost of this voluntary benefit.

Group accidental death and dismemberment plan

NFIB provides group accidental death and dismemberment insurance for 24-hour protection for accidents anywhere in the world, on or off the job, on business, vacation or at home. The amount of coverage provided is dependent on the employee’s position with NFIB. This coverage is provided at no cost to the employee and becomes effective upon date of hire.

Voluntary personal accident insurance

Full-time employees may also purchase additional accident insurance to become effective one month following date of hire to cover the employee and his or her family. The employee pays the full cost of this voluntary benefit.

Adoption reimbursement

This program was established to assist with the cost incurred in adopting a child and will reimburse eligible employees up to a maximum of $5,000 per calendar year per adoption.