Small Businesses Hit Hard by Changes in Health Coverage

Date: August 29, 2014

Obamacare Affects Coverage for Business Owners and their Employees

A recent Wall Street Journal article touches on the very important, increasingly real and woefully under-reported ways Obamacare is impacting small businesses. Here, NFIB's healthcare policy expert, Kevin Kuhlman, weighs in on how the Affordable Care Act impacts small business owners, even if they are not subject to the employer mandate.

"While one requirement—the employer mandate—does not affect businesses with fewer than 50 employees, numerous other taxes, mandates and limitations do apply to small business owners. These requirements further increase the cost of health insurance, which has been the number one problem for small businesses since 1986, according to the NFIB Research Foundation. Beyond the factors addressed in the Wall Street Journal article, small businesses that do offer health insurance to employees must provide an ACA-compliant essential health benefits package to employees that has additional taxes and fees to fund other parts of the law. In addition to educating small business owners about the impact the ACA will have on their business, NFIB is fighting for relief from the most egregious provisions."
—Kevin Kuhlman, NFIB Manager of Legislative Affairs


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